Wedding Party Planning Do’s and Don’ts

There is certain etiquette when it comes to planning a wedding party (or wedding shower). The established guidelines are not laws that must be followed (or suffer the consequences). They are just a set of helpful considerations one can contemplate during the planning stages of a wedding party.

Here are some helpful tips to guide you through your planning:

DON’T: Wait for one of the bridesmaids to get a party together.
DO: Host it if you want to.

If you really want to throw a party for the future bride and groom, go right ahead. There is a common misconception about the bridesmaids being the ones who should host the party. Any friends of the bride or groom are more than welcome to host the party.

DON’T: Schedule the party to take place within a month of the wedding.
DO: Schedule it to take place two to three months before the wedding.

The reason for this is pretty obvious. This is a courtesy to the bride and groom. They both (let’s be honest, it’s mostly the bride we’re talking about) have a lot to take care of in that last month before the wedding. They probably won’t be able to enjoy themselves as much when they’re thinking of everything they need to get done before their big day.

DON’T: Invite anyone and everyone to the party.
DO: Invite anyone who’s on the wedding guest list.

A word of caution, it’s okay to invite anyone you’d like off of the list of those invited to the wedding, but don’t invite everyone from it. Try to keep it to the bride and groom’s closest friends. If you invite everyone, it might seem like some sort of gift receiving power struggle.

DON’T: Wait until the last minute to send out the invitations.
DO: Send out your invitations at least a month before the party.

If you wait until the last minute to get this step taken care of, chances are there will be problems. Mainly, people won’t be able to attend the party because you didn’t give them enough time to make sure their schedules were clear. Waiting too long also gives them that much more time to plan something else for that day. Get your invitation to them early enough so they can reserve that spot for your party.

This wedding party planning etiquette won’t ensure that absolutely nothing will go wrong, but keeping these do’s and don’ts in the forefront of your mind will give you a great chance of throwing a nearly perfect wedding party that the bride, groom, and friends will remember fondly.

4 Tips For Your Unique Wedding Party

One of the most important things to take care during the wedding planning, you should always consider all aspects of an enjoyable wedding party.

Since you will be spending this not just with your soon to be lifetime partner, but with your closest friends and family as well, you have to think of the most unique wedding party ideas there is available.

The wedding parties get to be more memorable because of the souvenirs that your guests get to take home after the momentous event.

Hence, here are some unique wedding party ideas that you can apply in your own wedding to make things more impressive and interesting to everyone.

Idea # 1 – Food:

If both of you are food enthusiasts, then you can send out adorned, printed out files wherein the recipes of the menu served during the party is laid out, to all of your guests so that they can try it on their own.

Idea # 2 – Wine:

Encourage everyone to start their wine cellar by giving away bottles of wine as souvenirs.

You can even hold a contest for those who would be able to tell an interesting story that brings back wonderful memories about the wine.

Idea # 3 – Advice:

Set a sort of open forum during the wedding party, wherein you would give a chance for everyone to give their own advices to you and your partner to be able to live a lasting marriage after the wedding.

Gather up delightful stories that others can say about you and your partner with the help of a friend who has the time to go around and meet your friends and special loved ones.

Idea # 4 – Community Bonding:

This could also somehow serve as a pre-wedding party wherein you would take your other couple friends out and play sports together like bowling, golf, tree adventure, etc.

Have an enjoyable meal with your family and friends and talk about topics that would help improve your relationships.

Keep it in your mind that these unique wedding party ideas are not just meant to make the wedding couple alone to be happy, but also to add entertainment and enjoyment to beloved guests.

The bride and the groom should take this opportunity to value these people as their future relationship supporters and advisers as the couple would embark on a whole new journey of their lives.

There are some more options that you can find over the net to find some unique wedding party ideas.

Planning a Wedding Party You Won’t Forget

A wedding party is the event where your friends and family all gather together to celebrate the newly weds and have fun and pleasure. Pitting down hair and throwing away your tie is what usually happens during the party, and there is nothing more pleasurable than this moment. However you will need to make sure that all these things go well and smoothly prior to the party taking place, therefore carefully considered party planning is very important. Planning a wedding party is unlike planning any others. The amount of time taken into consideration and carefully chosen details are the core factors that will decide the quality of party after all.

You need to consider a few things that go into party planning to celebrate a wedding. First of all, think of how many and what kind of people will attend. The group of people after the ceremony will most likely be divided into several different groups, such as older people, young generations, men of 20s and women alike. Also bride and groom can have fun time with their own friends group separately. But you can mix any group in the party until a certain time when older folks can be free to leave if they want. Considering who will be belonging to which group is vital to planning ahead, thus providing them more comfortable and cozy environment while enjoying the entire party.

The best wedding party would be that everyone feels they are considered, well taken care of and finally they had wonderful time. Another thing to be considered is the venue. Depending on the weather condition, and the time and the season of the year, you can either go outside or have it indoors. If it’s outdoors then make sure the weather condition and prepare shelters for unforeseen circumstances. Compared to it, indoors party is easier as it is not mainly dependent on the weather that much. Also the place of venues should be attractive one where people can feel comfortable and relaxed. When there are alcohol beverages involved in the party, make sure underage children’s permission and restriction. It is important that the entire environment is conductive all the people at the party regardless of their ages.

Arrange a live band who can drop a great music tunes on the dance floor as all the people would want to have fun all night. In addition to the entertainment, the food would be another factor that people are seeking. Just getting enough cakes is the best way to go. Also don’t forget to prepare best soft drinks and champagne as the party won’t be ever complete without a toast from friends wishing the newly married couple. If anyone wants to speak and congratulate in public, give them a chance and it will become unforgettable moment for all.

All Credit Cards Are Good

All credit cards offer many benefits and features. Some come with a few disadvantages. To convey my point I will leave the disadvantages for others to write about. All credit cards are good in their own way for their own purpose and for that specific applicant. There are many credit cards for applicants with good credit, bad credit or with no credit at all. There are the so called “bad credit cards” and the “good credit cards.” Bad credit cards fit consumers looking to build “good credit.” Good credit cards fit consumers with good credit looking to take advantage of benefits that suit their daily lives. So are all credit cards good? Yes, because in some cases you have to start somewhere and sometimes, it comes at a price.

Consumers with good credit attract the credit cards that would better suit their income, credit history, spending habits and paying habits. Many credit cards that approach consumers with good credit tend to offer great transfer rates and lower interest rates on future purchases as long as the consumer’s credit doesn’t change in the wrong direction. Everyone has their individual needs and perceptions of their credit. So the only challenging factor for someone with good credit is to maintain the good credit status and keep a close eye on your credit limit to credit debt ratio. In my opinion, your ratio should be at around 25% to 40% because it is a responsible level to be proactive in managing your credit cards. A 25% credit limit to credit debt ratio would be $250.00 balance on a $1,000.00 credit limit. Investing in a credit monitoring service also helps to keep a third eye on your credit so you can focus on your busy life.

Consumers with bad credit attract the credit cards that seem to be outrageous because of interest rate, credit line or terms of the agreement such as annual fees and processing fees. In my opinion, their is no such thing as a bad credit card as long as they report the account to Experian, Transunion and Equifax (CSC Credit Service). Instead of them being called bad credit cards they should be called credit building cards. If you cannot get over yourself by accepting a credit building card, maybe a secured credit card from your bank would be the best choice as long as they report to the credit bureau. Never think bad credit is forever or that it can’t ever improve, it can with responsible steps. If you get a so called bad credit card then make sure you fulfill your end of the agreement, and don’t make excuses for not paying on time or letting it charge off because it was only $300.00. I think one factor that makes that type of card good is that the credit lines are usually no more than $500.00. That low of a credit line is a good thing because worst case scenario your minimum payment is between $15.00 – $25.00. Not bad for establishing a credit line that will be worth dividends in the long run. Yes, it will benefit you as time is established behind the credit card. Credit building cards are only short term because once you have began to establish yourself with 2 – 3 credit building cards your score will reflect the responsible habits and your score will begin to rise. So are bad credit cards good, of course they are.

Whether you have good or bad credit cards the responsibility is the same. Make your payments on time and watch your credit limit to credit debt ratio. These two simple steps, if followed consistently, will keep your credit cards as the good benchmark for your credit score to be based from. I have only referenced your credit cards that allow minimum payments and not any other types of credit cards or other credit lines on your credit report. I have also not referenced the impact of derogatory items on your credit report that would affect the establishing of your credit. All cards have benefits and features that are advantageous to consumers or contain hidden value, even if the card does not seem very desirable. When you decide to get any credit card base it on your own financial need and on the advantages that will benefit you and your credit profile. Credit is life and life is credit, understand it wisely.

Credit Cards For Bad Credit

Bad credit credit cards are offered by many banks as financial tools to help people establish or re-establish their good credit rating. Bad credit credit cards are primarily intended to make it easier to obtain and re-build credit, which is good for consumers and merchants as well. For all practical purposes, bad credit credit cards are just like regular credit cards, but they are specifically for high risk cardholders. If you have arrears, defaults and general bad credit score or bad credit rating, you may find that bad credit credit cards are available to you. Bad credit credit cards are considered the best choice for credit card deals if your credit score is below 550.

If you find that there are problems in approval of a traditional credit card then you can apply for other options like prepaid debit card, First Premiere Bank Cards and Orchard Cards and secured credit cards. Applying for these cards is exactly like applying for a standard credit card, with applications available on paper and online. Bad credit credit cards typically have a higher interest rate and lower credit limit than standard credit cards, but the issuers are more lenient when looking at past credit history. The fact that bad credit credit cards carry a high interest rate (most likely 20% or more) shouldn’t prevent you from getting one in an effort to get your credit back on track. Still, it is true that bad credit credit cards must be used responsibly, or your situation will just worsen.

From astronomically-high interest rates to ridiculously-exorbitant fees, erroneous information abounds. When it comes to bad credit credit cards, the myths definitely abound. In fact, bad credit credit cards are some of the most misunderstood financial tools of all time. Fortunately, the myths are oftentimes unfounded and bad credit credit cards are no longer the stigma they used to be. You might be relieved to find out that bad credit credit cards can actually have pretty decent interest rates. With so many credit card companies and so many different offers, it’s easier than ever for consumers to take advantage of reward programs. However, you must consider the factors such as financing fees, annual fees, introductory offers, credit requirements, availability of online banking, and others.

In spite of the additional fees bad credit credit cards are an excellent method for the people with bad or no credit, to improve their credit rating and to enjoy the benefits of credit cards. There are many other benefits to consider, which might be more valuable than a low rate. By paying off the monthly balance and avoiding high interest rates, you steer clear of more debt and show yourself to be a lower risk borrower over time. However, as you maintain regular payments, the creditor may gradually increase the spending limit. If you use a bad credit credit card for small purchases for a year or two and consistently pay the entire balance every month, not only will you not be charged interest, but you will rebuild your credit and be able to get lower rate loans in the future.

As you can see, bad credit credit cards are unique cards geared towards people who have had trouble getting approved for a standard unsecured credit card. However even with bad credit, its still possible to find a credit card for you, even if it means that you have to pay a slightly higher rate of interest. So if you are trying to rebuild your credit don’t think about it to much because bad credit credit cards when used properly are a cheap way to rebuild your credit.

Credit Cards – Guidance and Useful Tips

Credit Card companies have introduced a lot of specific cards based up on the customers satisfaction and their current necessities. The severe competition led the worldwide banks and credit card companies to introduce numerous card products and numerous offers been introduced and its still continuing. Lets see some details behind this. Every surfer possibly came across hundreds of affiliate sites and the worldwide banks own websites promoting number of products. But, what’s the catch? and where to find the exact details?. Every one trying to market their products in numerous ways like text ads, RSS feeds, niche websites, pay-per-click and article marketing. But it’s very easy to hide the traps by using some exclusive attractive content.

Important and Informative: The FICO score normally known as “Credit Score” is become an unavoidable thing for people in america. This credit score determines the person’s benefits with the banks and other financial institutions. Lower credit score makes the banks to reject one’s application for any financial approach. But a lot of new credit cards have been introduced and named as Bad Credit Credit Cards and Guaranteed Approval Credit Cards helping the people with bad credit. Also “youdeservecredit.org” provides a reliable solution for people with bad credit to obtain loans and recommendable credit cards. It’s always important to read the term and conditions of a credit card, before applying for a credit card. Always try to make the payment in time, or apply for a credit card which provides the option to pay overtime.There are some specific offers available, which allow its card members to pay the amount in overtime. Cards like Platinum Business FreedomPass Credit Card from OPEN(sm) the small business team and Bank of America Rewards(TM) American Express® Card provides the flexibility to its card holders to pay in over time.

Total Protection: It’s a more important thing to consider about the security provided for the card holders. Because we cannot see the Total security Protection with every offers, only some specific offers provides this facility to ensure its card members safety. It’s very important to ensure that the card provides 0% fraud liability. There should be absolute fraud protection against unauthorized use, online and offline. Some recommendable offers on these categories are BoatU.S.(TM) Platinum Plus® Visa® Card and Financial Rewards® Visa® Platinum Plus® Card are considerable products, but there are still more products offering this security services available in U.S market.

Fee and Interest Rates: This is the most important thing to keep in mind before applying for a credit card. because it has been estimated that more than 100 million americans carrying monthly credit card debt. There are possibilities that even if you make the payment on time, the credit card companies might charge you. So, the card holders must watch out for carrying balances. Also the fixed rates are not constant, the credit card companies may increase the interest rates by informing you, 15 days prior to change. Mostly this communication happen through your monthly credit card statement. So, spend some considerable time and go through your monthly statements. So one should be careful before applying for a credit card. Should read the user agreement thoroughly and also it is must to enquire about the conditions apply section. There are lot of cards have been introduced as low interest credit cards, no annual fee credit cards etc.. some specific offers are Discover® More Clear Card and Chase Freedom Cash are recommendable offers but there are still more offers to go.

Reward points: The credit card companies compete against each other with attractive incentives such as cash back, points reward schemes and balance transfer offers at zero percent. There are lot of new offers have been introduced in U.S by worldwide banks. but please think twice because, no one will offer anything in real life just to make others to enjoy benefits. The most gentle offers will carry this exact proportion (profit 50% plus customer satisfaction 50%). The Discover® Motiva Card and Blue from American Express® are good based on its card members opinion.

Some Useful Tips: Ask yourself these questions that do you need the card?, can you afford a credit card? and will you be able to pay the monthly balances each month?. Think twice before purchasing anything. Because, chances are there that you won’t be able to pay, when the credit card bill comes in. As a credit card consumer, you can request and obtain a free credit report once in every twelve months. You can obtain your credit report from the three major credit reporting companies 1.Equifax, 2. Experian and 3.TransUnion. Be smart when using your credit card at overseas. Because a lot of complaints filed with credit card companies that the consumers have been charged extra amount. Don’t use your credit cards at less reputable places.

Complaints and suggestions: If you would like to file a complaint about any credit card issue, go with the reliable organization. As far as i know the bbb.org is one of the best at its services and they are well experienced to handle all the issues. The comptroller of currency and the Federal Reserve Board are also best places to go for the solution. Before filing a complaint, please discuss with the same credit card company regarding your issue. Because every organisation have their own concern about their customers.

I will also recommend to read a lot of articles about credit cards, because every article has its own opinions and advantages, that’ll let you know the exact details about every new credit card offers. Please use the credit cards based on your convenience and not for luxury. Because having your own money in your wallet will be more comfortable and safe. Even there are a lot of debit cards have the same advantages like credit cards. But as you know, these new debit card offers are based on your own amount and there’s not even a single dime comes as credit.

The Importance Of An Appropriate Lawyer

It is very easy to get into any charge by the cops in the country. A very small carelessness is a good example for such cause. The problems you will have to face after getting hit with a criminal charge are numerous and sometimes you will not be able to withstand it by yourself. At that point you will have to seek help from an efficient criminal attorney in the city regardless of the charge you are hit with. You can make use of all the opinion you are getting from your friends and family in regards to the choice of the criminal attorney as it may be your first time experience.

The choice of an efficient and experienced attorney is important because only they will know about all the holes to be closed correctly in the court of law in order to defend you against all the charges. The attorney will try their level best in helping you to get out of the cases depending on the number of charges. If you have committed a very high crime with sufficient evidence, then they will try their level best at least to minimize the number of charges beaten against you. There are many law firms working in the city with many efficient and experienced criminal lawyers. It is good if you study a back ground check regarding the criminal lawyer especially his experience in the field of your case.

It would be a wise decision to contact his clients in order to get opinions about dealing with the particular criminal lawyer in St. Johns. You can check on internet to get more details and can fix an initial consultation with the firm. Usually all the initial consultations are given free where you will be able to discuss your problem completely. You should be alert enough to watch the reaction of the attorney after hearing the case. If the person is sincere in helping you, definitely he will show complete patience in listening to your case and also give importance to your words. Also they will take an effort to help you to correct the mistake if there is any mistake from your part rather than covering it up to save you completely. They will provide you complete rehearsal regarding your court appearance during the run of the trails.

How to Find the Right Defense Lawyer to Fight a Case

There are several reasons why one would be badly requiring the services of a criminal lawyer or a defense lawyer. The most basic reason is when one is charged with an offense. Being charged with an offense calls for the necessity of a lawyer who could pull out one from the tangles of law. Before choosing the lawyer, one need to make sure that the lawyer they are going to hire to fight their case is the right one and well qualified to take up the same. Having a good defense attorney to fight the case makes a big difference between winning and losing. There are several lawyers or defense attorneys out there, but not all are well qualified on certain parameters which are vital to the success of the arguments in that type of case one is charged with.

Choosing a right lawyer to fight the case is basically a shortlisting process and involves meeting a number of them during the process and interviewing them regarding the case issues. As such narrowing down to the right lawyer is the first step in the selection process. Taking the help of bar councils or bar associations of the respective areas can help in this process. Normally these councils have that required information about lawyers who have specialization in various fields within law.

When one is through with two or three lawyers whom they feel to be efficient enough to fight their case, they can then assess other parameters with regards to the case. It is always better to have meetings with these lawyers so that one can ascertain if the lawyer they are meeting is the right one to fight their case. These initial consultations may involve assessment of certain parameters that can be listed as follows.

1. One first needs to check the promptness of the criminal attorney in answering the questions posed to them. The answers should be satisfactory enough without any indication of dilemma or covering.
2. The concerned lawyer should be able to talk about various complications of the case or the applicability of law in the case. The lawyer should be able to answer any query pertaining to various procedures or tactics applied to resolve any dilemma
3. The concerned criminal attorney should have a prior experience in handling similar cases in the past and their winning or losing percentages in such cases.
4. The concerned criminal or defense attorney should be friendly and professional and should be able to support the client in times of need. This is a very important parameter that should be observed.
5. Most of the time it is important that a suitable reference be provided by the concerned criminal lawyer. This is another vital point to conclude their familiarity with others in the field of law in their locations.
6. It is also important that the criminal lawyer follows a proper fee contract in any case and does not charge exorbitant fees. It is better to find out the type of fee structure they follow in billing.

Safeguard Your Rights – Hire a Skilled Lawyer

It can be very tough and intimidating for a person who has never come into any sort of a contact with the police or courtrooms. This can cause immense trepidation and worry to ourselves and the people intimately concerned with us.

If someone does become accused of a crime, it would be only natural for such a person to freeze-up or temporarily lose sight of one is rationality and senses. It is at this time that an experienced criminal defenses attorney can help maintain one is calm and help them focus at the task at hand – defending he or she against the charges for which they are accused. The criminal process can prove a confusing legal maze, but an experienced Minneapolis Criminal Attorney can help guide you through that maze. The Minneapolis and Minnesota Attorneys and Criminal Defense Lawyers believe in safeguarding their clients’ rights. There are many attorneys conveniently located and many of the Minnesota and Minneapolis Criminal Lawyers offer 24-7 support and feedback.

There are many types of crimes for which one may be accused. These may be vast and each can carry its own set of complexities. One of the most commonly charged crimes is DWI i.e. cases related to drunken driving. An individual charged with such a crime needs to be well acquainted with all knowledge and facts about drunken driving. One needs a lawyer instruct them about possible penalties, the potential for jail or imprisonment, financial charges, court fees, procedures, legal documents, legal permits, special rights called the Miranda Rights etc. Other crimes include Domestic Violence or Assault, Embezzlement, Drug Sales or possession, Probation Violations, Sex crimes such as child molestation, rape- forced and statutory, sex battery, internet pornography, prostitution, Felonies, Misdemeanors cruelty towards animals, DWI, possession of marijuana, etc., theft, shop lifting, vehicular homicide due to road rage or otherwise, and many more.

All of the above stated crimes require strategic planning with a Minnesota Criminal Defense Attorney who will have the know-how and skill to best represent and protect your rights. If you are being investigated for a crime or have already been charged with a crime, you should immediately consult with Minnesota Criminal Lawyer in order to safeguard and protect your rights!

How A Criminal Attorney Can Help

Criminal lawyers are a special breed of attorney. Their job is to ensure that their clients receive all that is available to them under the law after they have been arrested for criminal offenses.

Criminal violations could include the following:

drunk driving
hit and run
reckless driving
shoplifting
larceny
burglary
assault
battery
murder
manslaughter
record expungement
drug possession
selling a controlled substance
drug trafficking

Lowering Charges:

A criminal attorney will first try to have the charges lowered. He or she will also investigate and often challenge the lab work, arresting procedure and other aspects of the arrest.

Arraignment:

The client enters a plea at the arraignment hearing. If a defendant cannot afford to hire a criminal defense attorney, the Court will appoint an attorney from the Public Defender’s Office to serve as that person’s criminal attorney. Public defenders are often young and inexperienced in going up against lawyers from the District Attorney’s Office. For this reason, it is always a good idea to retain a criminal attorney.

After the arraignment or even at the arraignment, the defendant’s criminal attorney may file a Motion to Dismiss the Case for lack of evidence, improper arrest procedure or for some other valid cause. If the case is dismissed, the client is free and will not have a conviction on his or her criminal record.

Pre-Trial Conference:

At the pre-trial conference, the judge surveys both attorneys to see if they are ready to proceed to trial. If they are not, the judge will admonish them to prepare their case as quickly as possible. If the case is ready to go forward, it will them proceed to the assigned trial date where both sides will present their case. Some trials are before a judge and jury while others are held before a judge only.

Trial:

Plea bargaining negotiations begin practically from the beginning of the case. These are normally not held at court but, rather, between attorneys while at the local restaurant across from the courthouse. If the case is settled prior to trial and if the judge approves the settlement, the trial date will be vacated. However, if the case does not settle, the trial will begin.

Sentencing:

Some cases settle at the time of trial, but the more serious cases like grand larceny, burglary and murder are usually sentenced a week or two after the trial. For a sentence, a defendant may be required to serve time in the county jail or in state prison, pay victim restitution, participate in drug treatment, testify before a victim’s group and/or engage in community service. First offenses are often sentenced to summary probation only. However, if probation if violated in any way, the defendant will then have to serve time in lock-up. A criminal attorney can assist in helping a client receive a lower sentence.